Podcast Episodes

Video Transcript: Why Life After Bankruptcy Is Often Easier Than Expected According to Luke Homen, one of the biggest misconceptions about bankruptcy is that it permanently ruins a person’s financial future. In reality, bankruptcy offers a clean slate that often improves borrowers’ situations almost immediately. “When you’re drowning in debt, you’re not a good candidate […]

Video Transcript Filing for Bankruptcy in Oklahoma City vs. Tulsa: What You Need to Know How Bankruptcy Filing Has Changed in Oklahoma Over the years, bankruptcy filing has evolved from a courthouse process to a fully electronic system. In the past, attorneys had to personally visit the courthouse to submit documents and attend hearings. Today, […]

Video Transcript What are the basic court filing fees for bankruptcy in Oklahoma? Luke Homen explains that the cost to file bankruptcy depends on the chapter filed. In Oklahoma, the filing fee for a Chapter 7 bankruptcy is $338, while a Chapter 13 bankruptcy requires a $313 filing fee. These payments go directly to the […]

Video Transcript How the Automatic Stay Protects You in Bankruptcy: What Every Debtor Needs to Know What is an automatic stay and how quickly does it take effect after filing bankruptcy? Luke Homen explains that the automatic stay is one of the most powerful tools available to individuals filing for bankruptcy. It goes into effect […]

Video Transcript What is wage garnishment and how does it affect a person’s paycheck? Wage garnishment begins when an employer receives a court order directing them to withhold a portion of an employee’s wages to satisfy a debt. According to Luke Homen, this process happens without the employee’s permission. As a result, the employee’s paycheck […]