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What Happens If You Never Pay Off Your Student Loans?

by Luke Homen

Student loans can feel like a never-ending burden. If you’re struggling to make payments, you might wonder—what happens if you just don’t pay? Unfortunately, ignoring your student loan debt doesn’t make it go away. In fact, it can lead to serious financial and legal consequences, including wage garnishment, tax refund interception, and damaged credit. If […]

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When Should You File for Bankruptcy? Signs You Shouldn’t Ignore

by Luke Homen

No one plans to end up in overwhelming debt, but life happens. A job loss, medical emergency, divorce, or unexpected expenses can quickly spiral into a financial crisis. If you’re struggling to keep up with bills and creditors won’t stop calling, you might wonder: Is it time to file for bankruptcy? Bankruptcy isn’t a decision […]

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Filing for Bankruptcy in 2025: Your Step-by-Step Guide 

by Luke Homen

Bankruptcy can provide your family or business a fresh financial start. Filing for bankruptcy protection can be broken down into a checklist or step-by-step guide. Court systems don’t like reinventing the wheel with every case, so they do their best to keep things consistent and predictable. Convenient Bankruptcy will discuss the steps you must take […]

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Bankruptcy and Job Hunting: What to Know Before Applying

by Luke Homen

Depending on the type of employer, the fact you went bankrupt in the past could be why you may be rejected for a job, so prepare before applying. Given your situation, your past financial difficulties may or may not be relevant to a future position, but logic and sense are two things you can’t depend […]

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Protecting Your Home is a Good Reason to Seek Bankruptcy

by Luke Homen

Your home may be the biggest investment you ever make, so keeping it is a critical reason to file for bankruptcy protection. The equity developed in a home is often used to start a business, put a child through college, or help you to retire!  The Oklahoma Chapter 13 Convenient Bankruptcy law firm will discuss […]

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