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Can High-Income Earners File for Bankruptcy in Edmond, Oklahoma?

by Luke Homen

A well-earned life, built with careful planning and hard work, can still go sideways. You’ve made good money in Edmond, Oklahoma. Maybe you’ve had a solid career, invested smart, and felt pretty secure. But then, life throws a curveball. A big economic downturn, a sudden business failure, or huge medical bills. All that security can […]

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How the Oklahoma Homestead Exemption Can Help You Keep Your Home

by Luke Homen

If you’re facing financial stress—maybe from medical bills, job loss, or the threat of bankruptcy—you’re probably asking yourself one terrifying question: Am I going to lose my home? You’re not alone. For many Oklahomans in tough situations, the homestead exemption feels like one of the only lifelines left. But what exactly is it? Can it […]

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How to Stop Wage Garnishments & Creditor Harassment in Oklahoma

by Luke Homen

If you’re reading this, you’re probably exhausted—both mentally and financially. The calls from creditors won’t stop, and with your wages being garnished, even covering the basics like rent and groceries feels impossible. It’s overwhelming, and honestly, it’s unfair. No one should have to live like this. But there is a way out. You have options, […]

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Debt Settlement vs. Bankruptcy: Which One Saves You More Money?

by Luke Homen

Think about how much of your life revolves around debt right now. The stress of juggling bills, the constant worry about due dates, the feeling that no matter how much you pay, it’s never enough. That pressure isn’t just financial—it affects your health, your relationships, your future. Now imagine what it would feel like to […]

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What Happens If You Never Pay Off Your Student Loans?

by Luke Homen

Student loans can feel like a never-ending burden. If you’re struggling to make payments, you might wonder—what happens if you just don’t pay? Unfortunately, ignoring your student loan debt doesn’t make it go away. In fact, it can lead to serious financial and legal consequences, including wage garnishment, tax refund interception, and damaged credit. If […]

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