1. What types of bankruptcy services does Convenient Bankruptcy offer?
We specialize in:
- Chapter 7 Bankruptcy: Assisting clients in liquidating non-exempt assets to discharge unsecured debts.
- Chapter 13 Bankruptcy: Helping individuals reorganize their debts into manageable repayment plans.
- Student Loan Discharge: Providing guidance on discharging student loan debts under specific conditions.
2. How does the bankruptcy process work at Convenient Bankruptcy?
Our streamlined process includes:
- Free Consultation: Discussing your financial situation and exploring suitable options.
- Document Preparation: Assisting in gathering and preparing necessary documentation.
- Filing: Submitting your bankruptcy petition to the appropriate court.
- Representation: Representing you throughout the bankruptcy proceedings.
3. What are the eligibility criteria for filing Chapter 7 bankruptcy in Oklahoma?
Eligibility for Chapter 7 bankruptcy typically requires:
- Means Test: Passing a means test to determine if your income qualifies.
- Credit Counseling: Completing a credit counseling course from an approved agency.
- Asset Evaluation: Assessing non-exempt assets that may be liquidated. (convenientbankruptcy.com)
4. Can student loans be discharged through bankruptcy?
Discharging student loans in bankruptcy is challenging but possible under certain conditions, such as:
- Undue Hardship: Demonstrating that repaying the loans would cause undue hardship.
- Adversary Proceeding: Filing a separate lawsuit within the bankruptcy case to prove undue hardship.
5. How can I schedule a consultation with Convenient Bankruptcy?
You can schedule a free consultation by:
- Phone: Calling us at (405) 639-2099.
- Online: Filling out the contact form on our website.
In-Person: Visiting our office at 10313 Greenbriar Parkway, Oklahoma City, OK 73159. (convenientbankruptcy.com)